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Accidental Wealth: The HSA Discovery

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Created November 18, 2025

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Video Transcript

Full text from the video

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So this guy on Reddit posted that he realized he’d been ‘accidentally rich’ for two years without noticing.

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He kept getting these random $480 deposits every month that he thought were from some old

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freelance gig. Turns out… it was his employer’s forgotten HSA match that HR never told him stopped

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when he switched plans. He called HR, thinking they’d shut it off.

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Instead, HR realized they’d been overpaying hundreds of employees for two years.

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The company had to announce a complete audit, fix their payroll system,

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and… the guy kept every penny because it was technically his account. Top comment was:

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‘You didn’t stumble into wealth. You found the cheat code nobody told us existed.

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