Building Lasting Financial Habits

Have you ever had a moment where you felt fired up about changing your financial life?

Maybe after watching a video, talking to someone successful, or getting frustrated

with your situation, and you said to yourself: “This time, I mean it.

I’m going to change.” And maybe for a while, things did change. You tracked expenses…

You saved a little… You cared. But slowly, the motivation faded. Habits slipped.

Momentum disappeared. And you found yourself right back where you started. If that sounds familiar,

you’re not alone. This pattern is extremely common — not because people are careless,

or unable, or flawed — but because relying on motivation alone is a fragile strategy.