Challenge Debt Assignments Effectively

Most ‘debts’ being chased today collapse instantly once you understand what a valid assignment

actually requires. Under assignment law, a collector must hold a properly

executed assignment. That means: 1️⃣ A written, absolute assignment 2️⃣ Signed by the

original creditor 3️⃣ Demonstrating full transfer of rights 4️⃣ And you must

receive a Notice of Assignment — in writing. Here’s the truth: Most collectors

can’t show ANY of that. They rely on: — Generic letters — Internal spreadsheets

— Automated referrals None of these establish lawful assignment. “But the moment YOU engage without

challenging it? They treat their paperwork as if it were a lawful transfer.