Coffee and Finance: Your Daily Ritual Isn't the Villain

Your daily coffee isn't the villain in your financial story. Financial gurus love

blaming your five dollar latte for your empty savings account, but here's what

they won't tell you. That coffee brings you joy, connection,

and a moment of peace in your chaotic day. The real problem isn't spending on

what matters to you, it's not having a system that works with your

life. Set up automatic savings that includes your coffee budget. Save first,

then spend guilt free on what lights you up. I automated twenty percent of my

income and kept my daily ritual. Six months later, I had more savings than ever