Compound Interest: Start Early, Win Big

Compound interest is literally money making money while you sleep. Picture this: you

save 100 dollars a month starting at age 20 with a 4% return. By 65,

you'll have 151,550 dollars. Your twin waits until 50, saves way more aggressively,

5,000 dollars upfront plus 500 monthly. Result? Only 132,147 dollars despite investing

almost double the principal. :max_bytes(150000):strip_icc():format(webp)/COMPOUNDINTERESTFINALJPEGcopy-f248781269194135aa6044e088de7af9.jpg) Here's the hack: compound interest

doesn't just add to your balance, it multiplies it. Every dollar earns interest,

then that interest earns interest too. The math gets wild fast. A 10,000 dollar

loan at 10% for ten years doesn't just cost you 10,000 in interest. With annual compounding,