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Conquering Debt: Michelle's 113,000 Dollar Journey

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Created December 20, 2025

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Video Transcript

Full text from the video

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Imagine being 113,000 in debt student loans, credit cards, car loans,

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all piling up at once. Michelle and her husband were in the same situation,

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and the stress was overwhelming every single day. But they didn’t give up.

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First, they analyzed their budget and cut all unnecessary expenses. Eating out stopped,

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shopping stopped, vacations canceled. They even sold furniture and personal items to throw

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every extra dollar at their debt. Next, they took action to increase their

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income. Side jobs and freelancing doubled their earnings. Every extra dollar

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went straight toward paying off the debt. Through strict discipline, focus,

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