Equity Nobody Explained

She thought she was broke but she was not. I had a client in the

DMV, a single mom, who told me she felt stuck. Her payment felt

heavy. Rates were loud. Life was lifeing. She thought her only options were

struggle or sell. But when we slowed it down, nothing was actually broken.

She had been paying her mortgage for years, quietly building equity. No one ever

explained how to use it. I told her equity is not cash.

It is leverage. And leverage gives you choices. We mapped three paths:

restructure the payment, access equity, or plan a move on her timeline.