FD vs SIP: Choose the Right Tool

Most people think FD is safer than SIP. That's partially true,

but here's what nobody tells you. Invest ten thousand rupees monthly for ten years.

In FD at six percent, your twelve lakh becomes sixteen to seventeen lakh. Sounds safe,

right? But it's taxable and barely beats inflation. Now same amount

in SIP with twelve percent average returns. Your twelve lakh grows to twenty

three to twenty four lakh. Six to seven lakh more wealth. The real difference?

FD protects your money but kills growth. SIP rides market waves but builds

serious wealth over time. Choose FD for short term safety and emergency funds.