Give With a Warm Hand
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Now let’s address legacy—the desire to leave money to children. This is often framed
as noble, selfless, and loving. But timing matters. The average age
at which people receive an inheritance is around sixty. At sixty, most lives are already
set. Mortgages are paid. Careers are nearly over. The money rarely
changes life trajectory—it merely decorates it. But give that same money at thirty?
That’s transformative. At thirty, money can buy freedom from debt. It can fund education.
It can start a business. It can move a family into a safer neighborhood. The Die With Zero philosophy argues
for giving with a warm hand, not a cold one. Give while you’re alive.
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