Interest Rate Cut: What It Means for You

The Fed just cut interest rates. <break time="0.8s" /> That does not mean mortgage rates instantly drop.

Mortgage rates follow the bond market. Not the Fed directly. That’s why rates have stayed mostly

flat. So what does this mean for buyers? <break time="0.8s" /> Payments may ease slightly.

Prices are not suddenly coming down. For sellers, more buyers may step off the sidelines.

But only if the home is priced right. Another Fed cut this year is possible. Not guaranteed.

Early 2026 likely brings small improvements. Not a major shift. This helps smart decisions.

It does not fix bad ones.