Maximize Your Tax Deductions Wisely

You are voluntarily donating extra money to the taxman by ignoring the fine print on your payslip.

Most people max out at the 1.5 lakh limit under 80C and stop there, but you are missing

the secret weapon. The National Pension System gives you an additional 50,000 rupees in tax deductions

that almost everyone overlooks. Combine that with the HRA calculation of rent minus 10%

of salary, and you are shielding serious cash. Even that education loan interest is

fully deductible for eight years. The best tax planning isn't just about saving pennies,

it is about choosing investments that build wealth instead of just locking your money away.