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Medicare Defined: What It Covers, What It Doesn’t, and Why Families Need to Plan Ahead

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Created December 9, 2025

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Medicare is federal health insurance for people 65 and older, or those with

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certain disabilities. It covers medical care, hospital stays, rehabilitation,

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doctor visits, and prescription medications. Medicare generally does NOT cover most assisted living.

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Many families mistakenly assume it does. Skilled nursing is different; it may cover short-term rehab,

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but not long-term daily care. Supplement plans have limits. Planning ahead,

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before a crisis, is incredibly important. For guidance on funding options, including home equity,

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contact Bill Greene at Mom’s Equity.

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