My Costly Medicare Enrollment Mistake

I made a Medicare mistake right before my 65th birthday — and it’s costing me hundreds of dollars

every year. The worst part? I can’t undo it. I thought all the plans were basically

the same. Part A, Part B, Supplement, Advantage — it felt

like alphabet soup. So I picked one and hoped for the best. Big mistake.

What most people aren’t told is you only get a 7‑month window to choose. Miss it,

and penalties can follow you for life. The plan I picked looked cheap, but it didn’t cover

my prescriptions. Now I’m paying way more out of pocket — and I’m stuck. The Medicare hotline

won’t explain this. And the cheapest plan isn’t always the best. If you’re nearing