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My Costly Medicare Enrollment Mistake

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Created December 27, 2025

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Video Transcript

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I made a Medicare mistake right before my 65th birthday that cost me hundreds of dollars every

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year, and I can't undo it. I thought all the plans were basically

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the same. Part A, Part B, Supplement, Advantage.

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It felt like alphabet soup, so I just picked one and hoped for the best.

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That was a huge mistake. What they don't tell you is you only get seven months

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to make this choice. Three months before you turn 65, your birthday month, and three months

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after. Miss that window and penalties start kicking in. The plan I chose

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looked cheap on paper, but it didn't cover my prescriptions the way I thought.

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