Why America is in Debt

Ever wondered why debt seems like a permanent part of the American lifestyle?

It starts with credit culture. America’s economy relies heavily on consumer spending.

This growth is often driven by easy access to plastic and aggressive marketing.

Education is key. Higher learning often comes with massive six figure price tags.

This leaves graduates starting their lives in the red. Medical costs are huge.

Healthcare in the U.S. is uniquely expensive. A single health crisis can lead

to lifelong financial struggle. Rising costs mean debt now covers even the basic

necessities. It is a complex system where borrowing is the only way.