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Only 1 Year Self-Employed? No Problem!
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Created December 31, 2025About this video
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Video Transcript
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Think you need two years of self-employment for a mortgage? Think again.
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Traditionally, lenders were strict, demanding years of shoe leather proof and tax returns.
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But the market is shifting. Savvy lenders now accept just one year of records.
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You will need a clean profit history and a stable industry track record to qualify.
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Ready to stop renting and start owning? The one-year rule is your new
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