Refinancing Myths: Save Money, Keep Schedule

After 26 years helping military families refinance in Clarksville, I discovered most homeowners are throwing

away thousands because they believe one dangerous myth. They think refinancing means restarting

a 30 year mortgage and paying more interest overall. But here's what the banks don't

advertise. You can refinance into a shorter term, keep your same payoff date,

and still lower your monthly payment by hundreds. I just helped a Fort Campbell family

do exactly this. They dropped their rate, reduced their payment by 340 dollars monthly,

and they're still paying off their home in 2039 like originally planned. The equity they're

building stays on track while their cash flow improved immediately. Most people never