Retirement Can Cut Your Life Insurance

Government workers think their benefits end when they retire, but here's what actually happens.

Your coverage changes the second you walk out that door, and most people

have no idea until it's too late. I've seen families left with massive

funeral bills because nobody explained what carries over and what disappears. Your government job’s

life insurance you've been paying into for decades? It drops significantly or ends completely

unless you make specific elections before retirement. And here's the kicker:

most HR departments hand you a stack of papers two weeks before you leave and

expect you to understand decades of policy changes. The average funeral now costs between