Term vs Whole Life: Invest the Difference

Term life insurance costs 90% less than whole life but gives you the same death benefit.

Here's what the insurance industry doesn't want you to know. When you buy whole

life, you're paying massive premiums where most of your money goes to commissions and

fees, not your family's protection. The average person pays $400 monthly

for whole life when they could pay $40 for term and invest the $360 difference. Over 30 years,

that invested difference grows to over $500,000. You're literally choosing between building wealth

or making insurance companies rich. Term gives your family protection while you build

real assets you control. The wealthy know this secret, they buy term and