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The Debt-Based Lifestyle Trap

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Created December 30, 2025

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Video Transcript

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1:59

Five: chapter three, the debt-based lifestyle, four to six minutes. Explain credit cards, BNPL,

2:09

installment plans. Show how debt converts future income into present lifestyle. Include a simple

2:16

numeric example of interest costs over time. Six: chapter four, why the lifestyle

2:25

feels safe, three to five minutes. Social proof, bank approvals, cultural validation.

2:33

Explain psychological safety versus financial progress.

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