The Fastest Way Out of Credit Card Debt

Want the fastest way out of credit card debt? First, stop spreading payments

across every card. Focus on just one. Second, choose how you

attack that card. Highest interest first saves the most money. Smallest balance first

builds momentum. Third, set autopay for minimums on every card.

Then send every extra dollar to one card. Fourth, freeze new spending.

If you keep swiping, no payoff plan works. Fifth,

call your credit card company and ask for a lower rate. It is free,

and most people never do it. Sixth, use balance transfers only if you