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The Illusion of Wealth in Major Cities

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Created December 9, 2025

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Video Transcript

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If you live in a major city, making $140,000 a year is the new poverty line.

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And I can prove it mathematically. You start with $11,600 a month. You feel rich.

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But then the system activates. Taxes immediately strip you down to $7,800.

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Average rent for a decent apartment? $3,500. You are now left with $4,300.

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But wait. You have the degree that got you the job, so subtract $600

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for loans. You want to retire one day? Subtract $1,900 for your 401k.

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You have $1,800 left. That is $60 a day for food, bills,

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and transport. You don’t have wealth. You have a high-functioning subscription to a lifestyle you

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