The Power of Compound Interest

Compound interest is literally interest earning interest, and it's the closest thing to actual

magic in finance. Picture this: you're 20, saving just $100 monthly at 4% annual

return. By 65, you'd have $151,550, but you only put in $54,100 yourself.

The rest? Pure compound growth. Here's the twist: your twin starts at 50,

investing $500 monthly for 15 years with the same return. They invest nearly double your principal

but end up with less money. Time beats money every single time. :max_bytes(150000):strip_icc():format(webp)/compoundinterest_final-5c67da5662ba458f8d9d229ab4ca4292.png)

Start with high-yield savings accounts or robo-advisors. Set micro-goals using apps that

round up purchases. The real secret isn't how much you save, it's how early you