Name: The Time Value of Money Explained
Uploaded: 2025-11-21T02:10:27.495Z
Description: Learn the time value of money and why cash today is worth more than cash later. We explain future value, present value, and the impact of inflation.

Learn the time value of money and why cash today is worth more than cash later. We explain future value, present value, and the impact of inflation.

## Why the time value of money matters for your finances If someone offered you a hundred dollars today or a hundred dollars a year from now, you should always take the money today. This isn't just about being impatient. It is a fundamental principle called the time value of money. Money available right now is worth more than the same amount in the future because of its potential to earn interest and the impact of rising prices. This video explains the core logic that banks and investors use to value cash: * How future value allows your current savings to grow through investing.
* Why we use discounting to find the present value of money you expect to receive later.
* The way inflation reduces what your money can actually buy over time.
* Why having cash now provides more financial utility and opportunity. Understanding these concepts helps you make better choices about loans, investments, and even your salary. The time value of money is the foundation for almost every major financial decision you will make.

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The Time Value of Money Explained

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Преди да се върнеш, спомни си

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Be the Bells of Peace

Sunset Ramble and Lost Ideas

wallace vid

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En jul i 1657? (Nebengang) (duplicated)

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240,909+ Short VideosCreated By Over 14,258+ Creators

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