Use Credit Cards to Build Wealth

Credit cards are not free money, they are a financial tool that can either build your wealth

or destroy it. The smartest move is keeping your usage under thirty percent of your

limit and paying off the full balance every single month. This simple habit helps you dodge

interest fees that drain your wallet while steadily boosting your credit score. When you treat your

card like a strategic tool instead of emergency cash, you unlock better loan rates and financial

opportunities. Master these two rules and you transform plastic into your personal wealth

building machine.