AI Predicts Bankruptcy Through Business Networks

Your business connections are actually a crystal ball for predicting bankruptcy. Small companies

are constantly hiding their real money problems or cooking the books to get loans.

Banks hate this risk, so they usually just reject everyone. But this new AI

model called HAT completely bypasses the lies. Instead of reading financial reports,

it stalks the company’s network using public data. It looks at shareholders, board members,

and every executive connection. It basically judges a business by its friends.

The results show this method destroys traditional prediction models. Turns out,

you really are the average of the people you do business with.