Building Wealth and Financial Freedom

Want to build real wealth and financial freedom? Start by cutting your spending.

You cannot grow your money if you are wasting it. Live below your means to stay intentional

with every dollar. Next, build an emergency fund before attacking debt.

Start with one thousand dollars, then aim for three to six months of expenses.

Emergencies like medical bills or job loss will happen. Once protected, pay off debt aggressively

using the snowball or avalanche method. Stop making minimum payments. Keep your emergency

savings completely separate from investment or home savings. Mixing them creates unnecessary risk.

Finally, maximize your income through raises, job switches, or side hustles.