CBDCs: Understanding the Reality Behind Myths

Digital money is changing. But not the way the internet says. CBDCs are not crypto.

They are digital versions of state money. Central Bank Digital Currencies.

Issued by governments. Backed by law. So why the panic? Online conspiracies claim CBDCs mean

total control. No cash. No freedom. Every purchase tracked. Some say your money

will be programmable. Spend this. Not that. Others say it’s a global elite plot.

Reality is less dramatic. And more boring. CBDCs are still experiments.

Most are pilot programs. Many may never launch. Yes, risks exist. Privacy matters.

Power matters. But conspiracies thrive on fear. Not evidence. The real question