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Challenge Debt Collectors' Legitimacy

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Created November 18, 2025

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Video Transcript

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Most debts being chased right now — council, utilities, debt agents

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haven’t been lawfully assigned. And that means they can’t enforce them. Under the Law of

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Property Act, for a debt to be lawfully assigned, three things MUST exist:

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1️⃣ A deed of assignment - which we can prove with our forensic audit which we teach. 2️⃣ A notice of

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assignment 3️⃣ Written proof that the assignment is absolute and not part of.

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which they cannot do! the original default notice and evidence of its purpose.

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Most collectors have NONE of these. they are appointed but tell you they are assigned.

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So what happens instead? They send you letters… pretending the debt is now theirs and

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