Coffee Isn't The Problem

Your coffee isn't the problem. That five dollar latte everyone tells you to quit?

It's not why you're broke. The real issue is you're trying to save what's

left instead of saving what comes first. Here's what actually works:

flip the script. Every time you buy that coffee, auto transfer five dollars to a

separate savings account. Not to punish yourself, but to prove you can afford

both. Because deprivation doesn't build wealth, intentional spending does. You're not choosing

between joy and money, you're learning to create space for both.

What's the wildest money advice someone told you that turned out to be completely wrong?