Essential Financial Planning for Startups

A brilliant business idea means nothing if the math doesn't add up. You need a Financial

Business Plan to actually survive the first few years. It is not just boring Excel work,

it is your crystal ball for the next three to five years showing investors you will not go

broke. You have to map out everything, from startup fees and marketing to

that silent killer called Working Capital. You need to strictly balance what you spend with the cash

you actually have. Here is the reality check, banks rarely lend you everything.

You usually need to cover at least 30% with your own money. Nail the numbers,

or do not bother launching.