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Fastest Way Out of Credit Card Debt

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Created December 18, 2025

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Video Transcript

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Want the fastest way out of credit card debt? First, stop spreading payments

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across every card. Focus on just one. Second, choose how you

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attack that card. Highest interest first saves the most money. Smallest balance first

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builds momentum. Third, set autopay for minimums on every card.

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Then send every extra dollar to one card. Fourth, freeze new spending.

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If you keep swiping, no payoff plan works. Fifth,

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call your credit card company and ask for a lower rate. It’s free,

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and most people never do it. Sixth, use balance transfers only if you

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