Financial Foundations for Beginners

Nobody taught you how to handle money. So here’s where you start. Step 1: Build a

$1,000 emergency fund. Not to get rich. To survive life. Car breaks.

Bills hit. Rent gaps. This buys you breathing room. Step 2: Open a high-yield

savings account. If your money is earning pennies, it’s asleep. Let it grow while

it waits. Step 3: Know your bare-minimum number. Rent. Food.

Transport. Survival. That number is your foundation. Eventually?

Save 3–6 months of it. But start small. Step 4: Automate your savings.

Treat it like a bill. Even $25 a paycheck changes everything. You don’t miss what