No Credit History, Big Problem

Being scared of credit cards is actually ruining your financial future. My new coworker

just taught the whole office a lesson by accident. HR flagged his onboarding documents because

his credit history was nonexistent. He was totally confused and admitted he avoided credit entirely

because his parents told him it ruins lives. The whole break room went silent

because we all grew up hearing that same advice. He thought he was being responsible,

but having no history is a major red flag. He’s fixing it now with a Fizz card, but it really proved

that most of us are just guessing our way through adulthood.