Term vs Whole Life: The Real Math

Term life insurance costs 90% less than whole life, and here's the math that insurance companies

don't want you to see. A 30-year-old paying 200 dollars monthly for whole life could

instead pay 20 dollars for term coverage and invest the 180 dollar difference. Over 30 years at

an average 8% return, that's over 244,000 dollars in your pocket versus maybe 80,000 in cash value

from whole life. The insurance industry makes billions selling you investment products disguised as protection.

Term insurance does one thing perfectly: it protects your family. The rest of your

money should work harder in actual investments. Megawatts can show you exactly how

much you're leaving on the table right now. Every month you wait is compound