Term vs Whole Life Wealth Gap

Term life insurance costs a fraction of whole life but gives you the same death benefit protection.

Here's what insurance companies don't want you to know. That price difference isn't just savings,

it's your ticket to actual wealth. Take a thirty year old paying three hundred monthly

for whole life. Switch to term for sixty dollars and invest the two forty difference in index

funds averaging ten percent returns. In thirty years, whole life gives you maybe two hundred

thousand cash value. Your invested difference? Over five hundred thousand dollars. You control it,

you access it anytime, and it actually grows. The twist? Insurance agents

earn ten times more commission selling whole life, so they push it hard.