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The 30% Credit Card Mistake

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Created December 26, 2025

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Video Transcript

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“If you’re struggling with money, this one mistake might be costing you hundreds of

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dollars every month.” Relatable Problems “Most people think they’re bad at saving money,

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but the truth is—they’re just leaking money without noticing.” “One of the biggest reasons is credit

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card misuse. When you use more than 30% of your credit limit, your credit score

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drops—even if you pay on time “For example, if your credit limit is $1,000,

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you should never spend more than $300. Going above that makes banks see

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you as a high-risk borrower. “The fix is simple: Use less than 30%, pay your bill on

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time, and keep old accounts open.” “Follow for daily money tips that

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