The Hidden Profit Logic of Credit Scores

I am the ledger, and I spend an unhealthy amount of time studying how the financial system is structured,

who it rewards, and who it quietly punishes. If you’ve ever paid your bills on time

and still felt judged… if you’ve ever panicked because your credit score dropped five points after buying

furniture… then this conversation is for you. Because today we’re pulling the mask

off credit scores. They are not a reflection of your morality. They are not a measure of intelligence.

They are not even a true indicator of wealth. They are a score that measures how

profitable you are to the financial system. And in a high-interest environment like

the one we’re living in now, understanding this system isn’t about bragging rights