The Holiday Spending Trap

Your holiday spending is being manipulated by a perfectly engineered storm of psychology and tech.

We are seeing twenty-six dollar garlands for water bottles and seven hundred dollar inedible

gingerbread houses. It is not just weird, it is a trap. Algorithms push micro-trends to

make your old decor look obsolete, while retailers weaponize your nostalgia and guilt to force

a gift-giving arms race. Buy Now Pay Later tools just grease the slide into debt.

Stop the madness. Take a twenty-four hour pause before swiping, because the real

magic of the season is the one thing you cannot buy on credit.