The Time Value of Money Explained
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A dollar in your pocket right now is worth way more than a dollar promised to you tomorrow.
It is called the Time Value of Money and ignoring it is costing you a fortune.
If you invest cash today, it grows through compound interest. If you wait,
inflation eats its buying power alive. This concept is the secret code behind everything
from mortgage points to car loans. It is even the math behind why taking the lump sum in
the lottery is usually the smarter move. Stop looking at the price tag and start looking at
the timeline because time is literally money.
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