Why Smart People Mismanage Money

Even the smartest people mess up with money — here’s why It’s not lack of intelligence — it’s

human psychology. We all make decisions based on emotion and habit. Even financial experts

overspend or delay investing. Our brains react to pain now and reward later,

so short-term comfort often wins over long-term gain. Money mistakes aren’t moral failures.

They’re reflections of how humans are wired. If you feel frustrated by your choices,

pause, reflect, and adjust one small thing today.