Escaping the Poverty Premium

Companies want you focused on affordability. They hide the real cost in small numbers. You need to look

at the full picture. When you do, you become dangerous—to bad deals. The system depends

on people not understanding these mechanics. It profits from fees, penalties,

and short-term thinking. Once you see the trap, you can start dismantling it piece by piece.

Audit your life. Find where being broke is costing you the most. Attack that leak

first. Cut everything else temporarily if you have to. This journey isn’t

fair. It’s harder at the start than at any other point. But once momentum

builds, the math finally starts working for you instead of against you.