Islamic Insurance: A Community Safety Net

Traditional insurance is a business transaction, but Islamic insurance is literally a community safety net.

In the conventional world, you pay premiums to transfer your risk to a company

that profits from it. But in Syariah, it is called risk sharing.

You donate into a pool called Tabarru to help anyone in the group who faces a disaster.

It is based on brotherhood, not gambling or uncertainty. Even the banks work differently by splitting

profits instead of charging interest. It stops being a predatory system and becomes a partnership

where everyone actually looks out for each other.