Navigating Closing Costs and Title Insurance

Your closing costs are totally determined by one piece of paper you probably threw away.

It’s called the Service Provider List, and it dictates if you’re paying

too much for title insurance. My entire job is playing detective to see if you used

the company your broker recommended or if you went rogue and shopped around. I’m cross-referencing

wire instructions, stalking lawyers in Washington to make sure they aren't fake,

and hunting down septic transfer fees in Arizona. It’s a mountain of paperwork and

compliance checks just so you can finally get those keys without getting ripped off.