Banking: A Risky Game of Trust

Your bank is playing a risky game with your savings. It takes the money from your savings

account, which you can pull out anytime, and lends it out for long-term loans

to big companies. This is called "term transformation." The bank profits from the interest

difference, but it's a huge gamble. If everyone suddenly wants their money

back, the bank could collapse. This is why banking is fundamentally built on trust.

Now, the competition is fierce. Tech companies are getting into payments,

forcing banks to innovate with e-banking and better services. It's a high-stakes game of risk,

trust, and technology.